Special Report:
Are You Expecting Social Security To
Provide Your Retirement?
Dear Friend,
If the answer is no, and I’m sure it is, please pay very special
attention because the following information could make you thousands of
dollars in the coming years simply by increasing the yield on the same
money you’re investing now.
I am a professional and qualified Real Estate Investor and I’d like
to spend the next few minutes talking to you about a way you can control
your investments and safely make them grow at three to five times your
current rate. Yes, I know it sounds too good to be true, but it isn’t.
What I’m going to share with you is very common in real estate circles and
has been going on right under your nose in every city in America.
Smart people have been utilizing Private Mortgage Lending for
years. In fact...
There Have Been Entire Companies Built Around Private
Mortgage Lending and Those Who Do It Properly Have Grown to Huge
Proportions.
This is a very safe loan that produces high
yields while at the same time provides security and liquidity.
Do you know what $25,000 is worth in five years compounded
at a 7% yield? It’s worth $35,440. But now let’s take that same $25,000
and loan it for the same five years at 12% simple interest instead of 7%
compounded. Now it’s grown to an amazing $40,000! That’s a $4,560
Difference Simply by Upping the Yield from 7% to 12%...
That’s An Extra $912.00/year
Take Control of Your IRA, Pension
Plan, Savings or CD’s
Increase Your Yield
Earn 12% Instead of the Average 4-7% Interest
Take a look at the following chart:
5 Years
| Amount |
7% Compounded |
12%
Simple |
Net
Increase |
| $10,000 |
$14,176 |
$16,000 |
$1,824 |
| $25,000 |
$35,440 |
$40,000 |
$4,560 |
| $50,000 |
$70,881 |
$80,000 |
$9,119 |
| $100,000 |
$141,762 |
$160,000 |
$18,238 |
These numbers are huge when you consider
that in the above example the interest earned on the 12% loan could be
loaned to begin earning 12% too!!!
If you expand it to a ten year term, your
$25,000 would be worth $50,241 at 7% but if you change the yield to 12%,
it grows to an incredible $55,000. That’s $4,759 free dollars you
will actually receive. Can you really afford not to control your own
loans? Does it make sense for a bank to run your loans for you?
They would like for you to believe it does.
Well, there is an alternative for you to
consider. That alternative is...
Private Mortgage Loans
You can loan money, secured by a first or
second mortgage that will not only give you the safety you want but will
also give you the high yield we’ve discussed.
Let me see if I can answer some of the questions you may
have about making private loans.
Who Borrows At High Rates?
We do because we have learned that…
It’s Not the Cost of Money That Counts,
But the Availability.
What Kind of Loans Are Private Mortgage Loans?
Let’s clarify what kind of loan a private mortgage loan is.
It is a loan that you make to a Real Estate Investor and in turn your loan
is secured by the actual property that the Real Estate Investor purchases.
That gives you security.
I’m not talking about high loan-to-value loans
the banks and savings and loans make on homes. We deal with very low
loan-to-value (LTV) loans. By that, I mean no higher than 50 or 75%
of the value of the property securing the loan. Our typical LTV is
60% to 68%. That gives you additional security.
This means if a house appraises for $60,000,
we could buy it for $45,000. That’s a 75% loan-to-value. It’s
obvious why this is a much safer approach than most lending institutions
take. The banks make loans at an 80%, 90%, or even 95% loan-to-value
ratio. Banks just don’t have any cushion.
You, as a lender, won’t lend more than 50% to 75% LTV regardless.
You’re making a safe loan. You should never make a loan without a
25-50% safety net. We don’t violate that rule, so you come out a
winner.
Is my loan really as safe as it sounds?
Yes! We follow these common sense guidelines that we’ve
talked about.
Your money will grow two, three, or even four times faster than
your current loans and you maintain control.
Remember that making loans is a business and should be treated like
a business. If you set up a simple system and let the professionals
implement the system, your loan portfolio can be hassle free and produce
staggering yields. Also remember, all costs are to be paid by the
borrower…not you!
How do I use my IRA’s or pension plan?
Making real estate loans is a widely accepted use for IRA’s and
Pension Plans. Think of it, now you cannot only loan out money that has
been unavailable for to use, but you can make it grow rapidly…Tax
Deferred!
Since Uncle Sam isn’t taking a bite out of your profits until you
draw out the money, more money is left in the account to compound and
grow. The results are staggering…
In order for you to use retirement accounts for loans they must
first be administered by a “Third Party Administrator” or TPA. This
TPA is set up and approved to administer your loan activities. This
means you will probably have to transfer your plan to one of these TPA’s,
unless of course, your present administrator is set up to do that.
When your TPA is located, simply send the transfer form to them and
they’ll do all of the work for you. Once you’ve done that…
You’re Ready to Make Loans!
When we’ve selected a property, you simply
notify your TPA where to send the check for the gross amount of the loan
and you’re business. There should be no cost to you except your plan
administering costs. Some TPA’s will even collect monthly payments
for you and deposit them into your account. We have selected
Mid-Ohio Securities in Elyria, Ohio as our preferred TPA.
If you have any questions regarding your plan or its administration,
contact your Plan Administrator. If you need help transferring your
IRA just give me a call. I’ve located the best in the country and I
have all their forms in stock, so you can get going immediately.
What kind of documents should I receive?
Your closing package should contain the following:
-
An original Promissory Note.
-
Amended Promissory Note.
-
A copy of the mortgage. The original will be recorded and
then sent to you.
-
A fire insurance endorsement naming you as mortgagee.
These documents provide you security.
In Summary
Well, we’ve covered a lot in the short time
we’ve had together. I hope I’ve enlightened you on the awesome power
of making private mortgage loans. If it appeals to you, you can get
started right now. While most people are complaining about the low
rates they are getting on their CD’s and other low paying investments, you
could be receiving a return of 12% all of the time…
“Are you now ready to take action?”
So what’s it going to be? Are you going
to continue to let other people control your money so you only get a
return that barely keeps up with inflation? Or are you going to take
control and make sure that when you get ready to retire, you can do what
you want without worrying about money and if you are retired, squeeze
every interest dollar out that you can.
Private lending is an incredible way to build wealth in a hurry
that most people aren’t aware exists. You’re not one of those people
who are uninformed anymore. If you have more questions give me a
call. Perhaps we can get together for lunch or just chat on the
phone.
Sincerely,
TC and Vickie Bradley
Co-Founders
New Life Vision, LLC.
1616 West Cape Coral Parkway #231
Cape Coral, Florida,33914
Phone: 1-800-483-2109
If you are interested in pursuing Private Mortgage Lending Opportunities
with New Life Vision, LLC. please see our Interest Form.
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